Are your retirement assets in the right location? Asset location can be critical to saving money on taxes. Many people know about asset allocation or diversification, but there are a lot of nuances around what types of accounts are used for what assets.

The deliberate placement of your investments can be critical for your long-term success. Don’t assume everything is where it needs to be. As you move through different phases of retirement, you may also need to shift things to meet your needs.

This post was last updated on December 30, 2023, to reflect all updated information and best serve your needs.

Understanding when capital gains can push you into a higher tax bracket is very important.  The final step of investing success is keeping your hard-earned cash where it belongs – in your bank account!